1.0 General Rules
2.0 Deposits and Withdrawals
3.0 General Betting Rules
4.0 Rules and Guidelines for Sidebets

1.0 General Rules

1.1 NordicBet.com (“NordicBet”) is a brand ultimately owned by Nordic Gaming Group Ltd (NGG), Malta. NGG is registered with registration number C 37687, with address Vault 14, Level 2, Valletta Waterfront, FRN 1913, Malta.

Casino games are arranged by Double Zero Casino Ltd., registration no. C 38461 (fully owned subsidiary of NGG).
License no.: CL1/354/2007

Odds betting is operated through Nordic Odds Ltd, registration no. C 38454 (fully owned subsidiary of NGG).
License no.: CL2/355/2007

Poker is operated through Nordic Poker Ltd, registration no. C 38467 (fully owned subsidiary of NGG).
License no.: CL3/356/2007

The above licensees' operations are regulated by the Malta Lotteries and Gaming Authority ("LGA").

1.2 When opening an account with NordicBet these rules (the Rules) need to be accepted and respected. It is the responsibility of the customer to know the Rules and to abide by them at all times.

1.3 When there is confusion or a misunderstanding of the Rules because of slight differences in meaning in the translation of the Rules into different languages, the English version of the Rules shall prevail.

1.4 When opening an account with Nordicbet, a person should only use his or her true full name.

1.5 An account with NordicBet is personal and only the owner of the account has the right to log in to the account. NordicBet is not responsible if a customer's account is abused by a third party. The customer must keep the user name and password confidential and not permit any other person to have access to this information.  Any bets placed using the correct security details will be debited from the customer’s account.  In the event a customer suspects that the user name and password have become available to any other person, the customer must communicate this to NordicBet immediately.  New security details will then be issued to the customer.

The customer may not make bets on behalf of other customers.  NordicBet reserves the right to cancel any bet made by a third party.

1.6 The customer is responsible for providing correct personal and contact information (name, address, phone number, e-mail address etc) and updating the same from time-to-time.
NordicBet reserves the right to request further information even after registration of a NordicBet account in order to avoid the abuse of the same account, a credit card, a bank or e-wallet account etc.

1.7 To become a customer with NordicBet you need to be at least 18 years old.
Upon discovery that an account has been opened by a person under the age of 18 years, any funds will be confiscated and the account will be closed.

1.8 We reserve the right to decline a new customer or close an account without having to give a reason for doing so.

1.9 A customer is allowed to have only one NordicBet account. If a customer has used more than one account to avoid the Rules and/or exceed applicable limits, we reserve the right to cancel any bets exceeding these limits, including the right to reduce the customer’s betting limits. In the event of a repeat violation, the entire wager amount might be refunded.

1.10 We do not allow that different account holders from the same household and/or family are betting on the same object, including the use of the same object in different combinations, to avoid the Rules and/or exceed applicable limits.

1.11 NordicBet does not accept bets when it is likely that customers act in agreement, or as a syndicate. When syndicated bets are discovered, we reserve the right to cancel these bets.

1.12 Fraud or a attempts to commit fraud or violation of the Rules may lead to reduction of betting limits, closing of account, confiscation of winnings and deposits and/or cancellation of all placed bets (even decided bets). Legal action may also be taken.

1.13 The customer has the responsibility to ensure that the customer complies with all laws in any jurisdiction that apply to the customer’s use of NordicBet’s service.  If the customer lives in a country where betting is prohibited the customer must neither register with NordicBet nor attempt to use NordicBets’ services.  Remote gambling may be illegal in the jurisdiction in which the customer is located, and if so, the customer is not authorized to use the services of Nordicbet.

1.14 THE SERVICE PROVIDED BY NORDICBET IS PROVIDED “AS IS” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE.  IN NO EVENT SHALL NORDICBET BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DIRECT OR INDIRECT PROFITS, ECONOMIC LOSS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) OR ANY DIRECT, INDIRECT, CONSEQUENTIAL OR SPECIAL LOSSES HOWSOEVER CAUSED INCLUDING BUT NOT LIMITED TO ANY LOSS OF CONTRACTS, LOSS OF GOODWILL, AND LOSS OF REPUTATION ARISING OUT OF THE USE OF OR INABILITY TO USE THE NORDICBET SERVICE, EVEN IF NORDICBET HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

1.15 If and only to the extent that Clause 1.15 does not apply to the customer, the maximum liability of NordicBet to the same customer shall be limited to the average balance held in the customer’s account with NordicBet in the previous six months.

1.16 NordicBet is not liable for any loss of damage that the customer may suffer because of any act of God, power failure, trade or labour dispute, act, failure or omission of any government or authority, obstruction or failure of telecommunication services or networks, or any other delay or failure caused by a third party.  In such an event NordicBet reserves the right to cancel or suspend the services without incurring any liability.  NordicBet is not liable for the failure of any equipment or software, wherever located or administered, or whether under NordicBet’s direct control or not, that may prevent the operation of the betting services, impede the placing of orders for bets or the matching of bets or prevent the customer from being able to contact NordicBet.

1.17 The customer agrees to indemnify and hold NordicBet and its subsidiaries, affiliates, officers, directors, agents and employees harmless from any liabilities, claims, losses or demands made by any third party arising out of the customer’s breach of these Rules including documents incorporated by reference into these Rules or out of the customer’s violation of any law or the rights of any third party.

1.18 The customer acknowledges that NordicBet and its affiliates will hold information with respect to the customer’s identity, including but not limited to the customer’s name, address and payment details.  The customer agrees that NordicBet relies on this information in providing the betting services to the customer and the customer agrees to hold NordicBet harmless against any falsehood or any accuracy in the information provided by the customer. By submitting personal data to NordicBet, the customer indicates his/her consent to NordicBet's use of such personal data in connection with provision of services. Nordic Gaming Group is committed to safeguarding your personal data in accordance with applicable data protection legislation. Strict use of standard encryption tools is applied to all data to prevent any unauthorized access.

1.19 The customer’s sole remedy in the event of the closure of the customer’s account by NordicBet for any reason shall be the reimbursement of any undisputed account balance he/she may then have, and NordicBet shall have no further liability to the customer whatsoever.

1.20 NordicBet is the owner or authorised user or licensee of all the intellectual property rights in the NordicBet website and its content including, without limitation, any copyright, patent, registered design, trademarks, servicemarks, source codes, specifications, templates, graphics, logos, or any rights subsisting in Malta or elsewhere in respect of content, databases, formats, interfaces, programming, the offering of services to other customers, software or any application for any of the foregoing and any modification, improvements, developments and enhancements thereof.  Except as otherwise expressly provided in these terms and conditions NordicBet does not grant any express or implied right to the customer in any intellectual property rights or secret information held on NordicBet’s servers.

1.21 NordicBet reserves the right to amend these Rules at any time.  Any such revision will be binding and effective immediately on posting of notification of such changes on the NordicBet website.

1.22 If any provision of these Rules is held to be invalid, void or unenforceable by reason of any law, rule, administrative order or judicial decision, that determination shall not affect the validity of the remaining provisions of the terms and conditions.

1.23 Notices and other communications delivered or mailed to the postal address or to the electronic mail address provided by the customer shall, until NordicBet has received notice in writing of any different address, be deemed to have been personally delivered once sent whether actually received or not.

1.24 Under certain circumstances we may require verification of identity and/or address in order for us to comply with the statutory requirements.  The following describes the acceptable documentation.
•     Passport or national identity card
•    Driving License

together with one of the following;
•    Recent utility bill (eg. gas, telephone), less than three months old.
   (Mobile phone bills are not acceptable.)
•    Bank/credit card statement,  less than three months old
•    Household insurance certificate

If the customer is requested to furnish any verification of identity, NordicBet requires that the documentation to be supplied by the customer is certified as a true copy of such document and that the photograph in any passport, national identity card or driving licence is a true likeness of the customer.  Such certification would need to be undertaken by a Notary Public.

1.25 NordicBet shall not make a payment in excess of one thousand Malta Liri (Lm1,000) which is approximately equivalent to two thousand four hundred Euros (€2,400) out of a customer’s account, to such customer, until NordicBet is satisfied that the identity, age and place of residence of the customer have been suitably verified. Upon any indication of transactions and/or activities indicating potential money laundering we shall report the same to the relevant authorities.

1.26 If no transaction has been recorded on a customer's account for thirty months, NordicBet will remit the balance in that account to the customer, or if the customer cannot be satisfactorily located, to the LGA. A customer is prevented from bringing a claim  against NordicBet in the event the latter  has duly remitted the balance in a customer's account to the LGA.

1.27 In the event of problem gambling, a customer may contact our NordicBet and request to be excluded from any of our services. On the basis of the customer’s request, Nordic Bet will block the account in question for the requested time period or close the account down permanently. NordicBet also operates the facility of deposit limits which the customers may use to protect themselves against problem gambling.

1.28 Complaints should be addressed to support@nordicbet.com, alternatively directly to the LGA at complaints@lga.org.mt.
 
2.0 Deposits and Withdrawals

2.1 All deposits and withdrawals will be initiated from your account overview on the NordicBet web page.

2.2 As a customer you can make deposits to your NordicBet account using a credit card, a wire transfer from your bank account or a transfer from your e-wallet account.

2.3 A customer may only make deposits to their own NordicBet account, and only with a credit card issued or from a bank account or e-wallet account held  in their own name.

2.4 As regards transfers to and from sportsbook account from other game accounts, Nordicbet reserves the right to manually correct, without further notice to customer, any transactions that may be regarded as speculation in currency fluctuations.

2.5 It is not possible to transfer money from one NordicBet account to another NordicBet account.

2.6 All winnings will be credited to the customer’s NordicBet account.  Withdrawals from the NordicBet account, in the extent of the original deposit amount, are made using the same payment method as was used for the original deposit. For instance, if a deposit was made with a credit card, an amount from the winnings corresponding to the original deposit amount will be withdrawn to the same credit card whereas the remaining winnings amount may be withdrawn by using any other payment method.
Withdrawals will only be made to a credit card issued or to a bank account or e-wallet account held in the customer’s own name. In carrying out withdrawal requests, NordicBet reserves the right to demand official identification documents in accordance with rule 1.25 for purposes of fraud prevention.

To avoid unnecessary delays in carrying out withdrawal requests, we are dependent on the customer providing us with complete and correct information.

2.7. We reserve the right to apply minimum withdrawal amounts for different payout methods as notified to customers from time to time in the Payout Information section on the Nordicbet.com website.
If a customer requests that an amount smaller than the minimum withdrawal amount be paid out, we may charge the customer a discretionary fee for the same depending on the payout method.
We reserve the right to limit the number of free payouts per customer within a specific time period determined by us.
We also reserve the right to charge a fee for payouts to bank accounts held with banks located outside the Scandinavian countries.

2.8 We do not allow bets on credit. However, if  a result is registered incorrectly and a customer’s account is credited erroneously, we reserve the right to debit the customer account accordingly. In the event the account holds a negative balance after corrected result (i.e. the customer has made bets with this money), the customer is obligated to repay the amount erroneously received.

2.9 Monies deposited by a customer  in his or her NordicBet account are held in the name of one of the below companies:
- Nordic Odds Ltd. (sportsbook account);
- Double Zero Ltd. (casino account);
Nordic Poker Ltd. (poker account).

Terms & Conditions for bonus

2.10 Any offer received by a customer via e-mail from NordicBet is personal and only valid for the particular customer unless stated otherwise.

Any bonus offer from NordicBet is valid only one time per customer account, computer household, IP address and other places with a shared computer (office, library, university, etc).

All winnings originating from a bonus offer are to be considered bonus winnings and no payout of such winning will be made until the terms and conditions for the bonus are met.

Customer’s own deposit must be wagered first and only then the bonus. If the wager requirement is not fulfilled within 60 days as of making of the deposit, Nordicbet reserves the right to withdraw the bonus amount from the customer account.
A bonus offer cannot be used in combination with any other offer for opening of a new account.
If no other conditions are stated in the actual campaign, the following terms must be fulfilled before withdrawal of bonus:

Poker
For each €5 bonus customer has to play 50 raked hands/75 poker points.
For example: if the bonus is €15, then customer has to play 150 raked hands/225 poker points before he/she can withdraw money.

Odds
The bonus including own deposit must be wagered at least three (3) times on minimum triples with total odds 1,80 or higher before withdrawal or transfer to any other product can be made. Minimum odds in all three objects in the triple is 1,10.
A customer can only have one active Sportsbook bonus at a time. Sign Up and First Deposit bonus offers are only eligible for customers that have previously not made any own deposit to NordicBet Sportsbook.

Betting on more than one outcome per game in order to fulfill the bonus requirements is not allowed. Cooperating with other customers in order to fulfill the bonus requirements is prohibited.

Casino
The bonus amount must be wagered at least 25 times before the first withdrawal back to the Sportsbook account will be approved (including your own deposit to receive the bonus). The bonus money is valid on all our games except roulette, baccarat, black jack and craps.

Dice
For each euro in bonus amount at least four loyalty points (Lp) must be generated (4 Lp/€).

Skill
The bonus amount must be wagered at least five times.

NordicBet has the right to deny cash out requests if we suspect that the bonus offer has been abused.

Unless stated otherwise, the bonus is valid for players from Sweden, Norway, Denmark and Finland only.

If the Terms and Conditions of the offer are breached or there is evidence that a customer or a group of customers has made a series of bets that, due to a bonus, increased earnings, free bets or other offers, guarantees a profit for the client, whether individually or part of a group, no matter what the results, NordicBet reserves the right to withdraw the bonus portion of the offers and to settle the bets at the correct odds, or to cancel the free bets and the bets made from deposit bonuses. We reserve the right to impose on the customer or customers involved an administrative fee up to the value of the bonus, free bets or additional winnings in order to cover administrative expenses. NordicBet also reserves the right to take legal action against the customer or customers involved.

2.11 No bonuses will be paid to closed NordicBet accounts.

3.0 General Betting Rules

3.1 Claims and protests on decisions regarding bets will have to be mailed us within 14 days after the objects original starting time. Unless we receive the complaints within this time limit, they will be denied. Claims and protests can be mailed to support@nordicbet.com.  

3.2 It is not possible to withdraw a bet. Therefore it is important that you carefully survey your bet before you confirm it.  Each bet will be given an individual number as confirmation of the transaction.  However, bets will be valid, subject to meeting the criteria for placing of bets laid down in these terms and conditions, if accepted by the NordicBet transaction server, whether or not the customer receives the transaction code.  NordicBet is not liable for the settlement of any bets where NordicBet has not issued a written confirmation of acceptance of the bet or where NordicBet are unable to display that bet in the "my account" pages of the NordicBet website.

3.3 We reserve the right to refuse to accept any bet. An already accepted bet can be cancelled if it does not comply with the Rules or if there is an obvious misprint from our point. In such circumstances a bet can even be cancelled after the result has been confirmed.

It is against the Rules to make bets on the same match in identical or different combinations to transcend our limits.

If a bet is being cancelled, we will do our best to inform you on the reasons why, either through e-mail or on our web page.

3.4 We offer single bets on all our gaming objects, and the odds is guaranteed once you confirm the bet. However, we reserve the right to change the odds on the objects being offered. Of course you keep the odds on your confirmed bet even if a change will be made later on.

3.5 The maximum number of objects permitted in a parlay is fifteen (15). The maximum odds on a parlay is 3000. It is possible to select up to a maximum of five (5) bankers. A banker is a match that always has to be correct for the betting ticket to be a winner.

3.6 The maximum betting amount may vary between different kinds of gaming objects. The maximum betting amount on individual gaming objects can be reduced as bets are being made.

The minimum betting amount is 1 NOK, 1 DKK, 1 SEK, 0,13 EUR, 0,11 GBP and 0,16 USD.

3.7 There will be limits on winnings at different levels. The maximum winning on one bet is 22500 EUR. Likewise, the maximum winning on one single day is 84375 EUR, and in one week, 84375 EUR. The amounts are independent from betting amounts and odds. If a confirmed bets betting amount is exceeding these standards, we will reduce the betting amount.

3.8 If there are more winners in an event, the odds will be divided between the number of winners. However, the odds will not be lower than 1.0.

3.9 Bets on non starting participants will not be refunded unless stated otherwise.

3.10 We do not accept parlays where two or more objects will affect each other. Even if the customer by mistake will have such a bet accepted, we will cancel such bets afterwards. In such circumstances bets can also be cancelled after the result has been registered.

When cancelling these bets, the whole bet will be cancelled, even if parts of them are valid.

3.11 We reserve the right to cancel any bets from customers who place money on an event where they are involved as participants, referee, coach, etc.

3.12 If a match is suspected of unfair play, NordicBet reserves to keep any payments on hold. If the unfair play can be verified, NordicBet has the right to cancel the bets.

3.13 Normally bets are open until the official starting time of the event. Sometimes an event starts earlier than first posted, with us being unaware of it, or that we have the wrong starting time. Any bets received after the event has started, will be cancelled.

3.14 In the event of there being a dispute over the time at which a bet was placed and the time at which it was recorded on the transactional log will be agreed as the time at which the bet was placed. The customer must check the account balance each time the customer logs on to the NordicBet website.  In the event of a query it is the customer’s responsibility to notify NordicBet at the earliest opportunity together with the customer’s record of transactions since the customer’s balance was last verified.

3.15 If a match/an event is being postponed by more than 36 hours from its original starting time, all bets on that match/event will be void and the stake will be refunded to your account.

If a match/event is being interrupted without an official result, the stake will be refunded unless the match/event is being resumed within 36 hours of the original starting time. If there is an official result within 36 hours of original starting time all placed bets will stand.

The rule above does not include tennis. Bets on tennis matches will only be cancelled if the match is not completed before the tournament is over.

Please also see special rule for baseball and speedway.

For sidebets the following is valid:

If an official result is not available bets that are not yet decided will be void. For instance will bets on Under/Over 2,5 goals be void if a soccer match is being interrupted after 17 minutes at 1-1 and is not finished within 36 hours of its original starting time.

On the other hand, bets that are already decided when the match is interrupted, will stand. For example is bets on Under/Over 2,5 goals viewed as decided if the score is 2-2 when the match is being interrupted.

3.16 It is always the result after regular time that counts. Regular time includes the original full time and additional time for injuries, substitutions, etc. Extra time and sudden death is not included in regular time. The exceptions are basketball, NFL and MLB, where extra time is included in the regular time.

3.17 If there are disqualifications or result changes after an event has been completed, the results will not be changed in bets that already are settled.

3.18 If the name of a gaming object is being misspelled, all bets will stand unless it is obvious it is the wrong object.

3.19 If a match is being moved from the home teams usual home arena to another arena which is not the home teams usual arena or reserve arena, and NB has not informed about this along with the odds  on our web page, all bets will be void.

3.20 If the conditions (match time, distance, amount of sets, etc.) in a match/competition changes, all bets will be voided. The bets will be voided even if NB knows about this change only after the match/competition has started. Regarding match time, the bets will only be voided if the total match time changes. For example, bets on a bandy match will not be voided if the match time changes from 2 x 45 minutes to 3 x 30 minutes. This rule will only apply when conditions have changed before the match/competition has started.

Please note that this rule does not apply for Cross Country, Biathlon and Cycling. The official results will count in those events even if the organizer will have to make modifications/changes from planned distance.  

3.21 Special rules for sports always applies before general rules.

4.0 Rules and Guidelines for Sidebets

4.1 Common Rules for several sports

Biggest winning margin
Predict which one of the matches in one round/one days matches of a league will be won by the biggest margin.

If one or more matches are being postponed by more than 36 hours from their original starting times, all bets will be void and the stake will be refunded to your account. If one or more matches are being interrupted without an official result, the stake will be refunded unless the match is being resumed within 36 hours of the original starting time.

If there is more than one winner, the odds will be divided with the number of winners. However, odds can never be lower than 1.00.

Correct score/Pick the score
Predict the correct final result after regular time in a match.

Fastest opening goal
Predict in which one of the matches in one round/one days matches of a league the fastest goal will be scored (the first goal in that round). In football only minutes will count (not seconds). The official organizers statistics count.

If one or more matches are being postponed by more than 36 hours from their original starting times, all bets will be void and the stake will be refunded to your account. If one or more matches are being interrupted without an official result, the stake will be refunded unless the match is being resumed within 36 hours of the original starting time. However, if a match gets interrupted after the bet has founds its winner then all bets are valid.

If there is more than one winner, the odds will be divided with the number of winners. However, odds can never be lower than 1.00.

First/Last goalscorer
Predict which player will score the first/last goal of the match.

Own goals (official) does not count in "First/Last goalscorer". The bet on First Goalscorer will continue if the first goal was an own goal. If the last goal is an own goal, the Last Goalscorer will be won by the player scoring the second to last goal.
 
First/Last goalscorer is regarded as an all-in market, with no refunds on non-starters, or players who enters the field after the first goal is scored.
For matches that ends with no goals (0-0) all First/Last goalscorer bets are refunded.

Scorecast
Scorecast is a combination of the first or last goalscorer, and the exact score in normal time of a match. Both first or last goalscorer and the exact score need to be correct for the bet to be a winner. Scorecast is regarded as an all-in market, with no refunds on non-starters, or players who enters the field after the first goal is scored. Non-quoted players will count as winners should they score the first/last goal.

For matches that ends with no goals (0-0) all Scorecast bets are refunded. If the first goal in a match is an own goal, the Scorecast bet will settled on the next goalscorer and the exact score. If the last goal is an own goal, the Last Goalscorer Scorecast will be won by the player scoring the second to last goal. If there are only own goals in the match, all Scorecast bets are refunded.

First team to score
Predict which team will be the first to score in a match. If you think the match will end 0-0, you predict the alternative "X".

Grand Salami
Predict if there there will be over or under a certain amount of goals/points in one round of a league. If any of the matches are interrupted, and are not continued within 36 hours of the scheduled starting time, the bets will be refunded. The same will happen if a match is postponed more than 36 hours. If the Grand Salami is over the projected total, the winnings will be paid out even if one or more matches are postponed or interrupted.

Group Betting
Predict which participant will finish with the highest final position. All participants need to start, or the bets will be refunded.

H2H (Head-to-Head)
In H2H we set up a match between two gaming objects in a duel where the customer will decide which one of these will get the best final position or final result in an event. If one or both of them do not start the event, or of if none of them gets a result, the stake will be refunded. If both start the event, but only one of them gets a result, the bet will stand. To start an event means that a participant start his first jump, throw, etc.

There are separate Rules for trotting. See "Trotting".
Halftime/Fulltime
Predict the score at halftime combined with the final score. If the score of a match is 0-1 at halftime and the final score is 2-2, the correct combination is 2/X.
Halftime result
Predict the result at halftime.

Handicap table
We give certain teams a point advantage. Predict the score after this point advantage has been included. With exception of the point advantage, the table is calculated according to the organizer’s rules.

H´caps (Handicaps)
We offer bets with handicap as additional bets and as main bets when the levels between the different teams are great. "Handicap" means that one team starts with an advantage. Matches with handicap odds are marked "H" and in the following parenthesis the handicap can be found. In a match where the away team has a handicap of two goals, it will read "H (0-2)". If the home team wins 2-0, you will have a winner if you predicted a draw, since the correct result the handicap will be 2-2.

When we offer a split handicap (f.ex. 0,5), there will be no option for a draw since there will be only two possible outcomes.

Highest total
Predict which one of the matches in one round/one days matches of a league will be the highest scoring match.

If one or more matches are being postponed by more than 36 hours from their original starting times, all bets will be void and the stake will be refunded to your account. If one or more matches are being interrupted without an official result, the stake will be refunded unless the match is being resumed within 36 hours of the original starting time. However, if a match gets interrupted but still stands as the only winner all bets are valid.

If a match is interrupted and ends up sharing the win with one or more other matches, all bets are void.

If there is more than one winner, the odds will be divided with the number of winners. However, odds can never be lower than 1.00.

How many goals
Predict the correct amount of goals in a match.

Latest opening goal
Predict in which one of the matches in one round of a league or one days matches of a league it will take the longest for the first goal to be scored. In football, only minutes will count (not seconds). The official organizers statistics count.

If one or more matches are being postponed by more than 36 hours from their original starting times, all bets will be void and the stake will be refunded to your account. If one or more matches are being interrupted without an official result, the stake will be refunded unless the match is being resumed within 36 hours of the original starting time. However, if a match gets interrupted at a time where the bet has found its winner, or if a match gets interrupted after the first goal is scored, all bets are valid.

If there is more than one winner, the odds will be divided with the number of winners. However, odds can never be lower than 1.00.

League leader
Predict which team leads the league in question at the date mentioned. If matches get cancelled or interrupted all bets will still be valid.

League with most scoring match
Predict in which of the leagues the most scoring match will be played. Please, also see rule 3.15.

Lowest total
Predict which one of the matches in one round/one days matches of a league will be the lowest scoring match.

If one or more matches are being postponed by more than 36 hours from their original starting times, all bets will be void and the stake will be refunded to your account. If one or more matches are being interrupted without an official result, the stake will be refunded unless the match is being resumed within 36 hours of the original starting time. If a match is being interrupted at a time where it will have no influence on the bet (for instance if the score is 2-2 in the match being interrupted, and another match finishes 0-0), all bets are valid.

If there is more than one winner, the odds will be divided with the number of winners. However, odds can never be lower than 1.00.

Match with first goal
This is a bet where we put together two matches, and the customers are to predict which match will have the first goal. If both matches end 0-0, or if the first goal in both matches is scored exactly at same time, all stakes will be refunded. In soccer time is given in minutes (not in seconds).

Match with last goal
This is a bet where we put together two matches, and the customers are to predict which match will have the last goal. If both matches end 0-0, or if the last goal in both matches is scored exactly at same time, all stakes will be refunded. In soccer time is given in minutes (not in seconds).

Moneyline
Predict which team will win, including over time, sudden death, penalty shots, etc. If the match don’t have a winner all stakes will be refunded.

Most among top 10
Predict which country has the most participants in the top 10. The two highest ranked and announced participants from each country has to start, or the bets will be void.

If there is a ranking list for each specific disciplin in a sport it will be used. If not, the general ranking list will count.

Most goals
Predict which period/half will have the most goals.

MSG (Most scoring game)
MSG is a bet where we will put together two matches, and the customers are to predict which match will have the most goals. MSG-matchups can even include matches from different sports.

MSL (Most scoring league)
Predict in which of the leagues the most goals will be scored. Please, also see rule 3.15.

MST (Most scoring team)
MST is a type of bet where we match two teams from different matches and leagues, and the customer will make a bet on the team that scores the most goals in each respective match. If a team in such a match has several matches that week, it is always the first match that counts. There will also be MST matchups from different disciplines.

Most scoring team in league
Predict which team will score the most goals in a league round, alternatively on a day of a league. No matter how many teams will win this bet the customer will keep 100 % of the winnings. If one or more matches are postponed or not completed within 36 hours (se rule 3.14) the bets will be void. Only goals scored in ordinary match time count.

Nordic Salami
Predict if there will be under or over a certain amount of goals in selected matches that include Nordic teams.

Nr of goals (team)
Predict how many goals will be scored by a team.

Nr of spectators
Predict how many spectators will come to a match/event.

Outright/Winner
Predict which team/participant will win the event. Bets on non starting participants will not be refunded. On non-listed participants we offer odds on request.

PeriodBetting
In sports with several periods we might offer bets on the result in each period. If you believe the home team in an icehockey match wins the two first periods and that the third period ends with a draw, you will mark 1-1-X on the coupon.

Progress to …
Predict which team will advance to the next level of the competition.

Run of the Play
Predict how the match will develop after the first goal of the match. You can for example select "lead/draw". Then you will make a bet on that one of the teams (does not matter which one) will take the lead, but that the game will end with a draw.

Season H2H
Predict which team/competitor will achieve the best final position of the competition.

Smallest winning margin
Predict which one of the matches in one round/one days matches of a league will be won by the smallest margin.

If one or more matches are being postponed by more than 36 hours from their original starting times, all bets will be void and the stake will be refunded to your account. If one or more matches are being interrupted without an official result, the stake will be refunded unless the match is being resumed within 36 hours of the original starting time.

If there is more than one winner, the odds will be divided with the number of winners. However, odds can never be lower than 1.00.

Teams/competitors in the final
Predict which two teams/competitor will meet in the final.

Time of the first goal
Predict when the first goal of the match will be scored, example: before (at)/or after 28 minutes (incl no goal).

The time for when goals are being scored is always given in minutes (not seconds). The official organizers statistics count. If it says that the first goal of the match was scored in the 28th minute, alternative 1 will win. If the goal was scored in the 29th minute, alternative 2 will win. If the match finishes 0-0 alternative 2 wins.

To be relegated
Predict which team will be relegated from a league.

Top 3/5/10 etc.
Predict if a team/participant will end up in any of the positions 1-3 in a certain competition. Bets on non starting participants will not be refunded.

Top 3/5/10 etc, with Yes/No
Predict if a team/participant will end up in Top 3/5/10 or not in a certain competition. The participant has to start for bets to stand.

Topscorer H2H Season
Predict which player will score the most goals. Both players must be in the lineup (substitutes included) in at least 50 % of the matches of the competition for the bet to stand.

Total Goals/Points
Predict if the match will have over or under a certain amount of goals/points. In NHL (Ice Hockey) Overtime and penalty shots are included in total goals. If the game ends in Overtime tied and goes to a shootout the winner of the shootout will be credited with one extra goal.

Triplehead (H3H)
Three objects are set up against each other in a triplehead. Predict which of the three will achieve the best final position. All participants have to start the event and at least one must achieve a final result/position for the bet to stand.

Trotting has special triplehead rules. See "Trotting".

Under/over highest total
Predict if there there will be scored under or over a certain amount of goals/points in the highest scoring match in one round/one days matches of a league.

If one or more matches are being postponed by more than 36 hours from their original starting times, all bets will be void and the stake will be refunded to your account. If one or more matches are being interrupted without an official result, the stake will be refunded unless the match is being resumed within 36 hours of the original starting time.

However, if the result is Over, all bets will stand, even if one or more matches are being postponed or interrupted.

Under/over lowest total
Predict if there will be scored under or over a certain amount of goals/points in the lowest scoring match in one round/one days matches of a league.

If one or more matches are being postponed by more than 36 hours from their original starting times, all bets will be void and the stake will be refunded to your account. If one or more matches are being interrupted without an official result, the stake will be refunded unless the match is being resumed within 36 hours of the original starting time.

However, if the result is Under in of the matches not being interrupted all bets will stand.

Will finish in position …
Predict which final position the participant/team will get in the competition.

Will/will not lead during the match
Predict if the selected team will have the lead sometimes during the match. Only regular time counts.

4.2 American Football

Overtime is included in the final result.

4.3 Baseball

Extra innings will count in the final result.

If the pitcher we named in one or both teams does not start, the bet will be refunded (this also counts in Totals). The starting pichers must pitch the respective teams first pitch for the bet to stand. Otherwise the bet will be refunded.

The match must start on scheduled date (local time) for the bet to stand. Otherwise the bet will be refunded.

If a match is interrupted and not resumed within 12 hours the result will count if five innings have been completed (4,5 innings if the home team leads). If more than five innings have been played, it is the result after the last complete inning that that will count. The exception is if the home team during the bottom half of of the inning has leveled the score or has taken the lead. In such a case it is the result in that moment that will count if the match has been interrupted.

For bets on Totals and Handicap to stand, 9 complete innings must be completed (8,5 if the home team leads). If a match is interrupted in an extra inning, it is the result after the last complete inning that will count. The exception is if the home team during the bottom half of the inning has leveled the score or taken the lead. Then it is the result in that moment that will count if the match is being interrupted.

4.4 Basketball

Overtime is included in the final result.

Player Totals

Predict if the player makes under or over the projected total points/assists/rebounds etc. etc.. The player has to play in the match for the bets to stand. Otherwise the bets will be refunded.

Player H2Hs and H3Hs:

Predict which player will get the most points/assists/rebounds etc. etc.. Both/All players has to play in the match for bets to stand. Otherwise all stakes will be refunded.

Couple H2Hs:

Two participants are combined to form a "team". Predict which "team" will get the most points/assists/rebounds etc. etc.. All players involved in the bet must play in the match for bets to stand. Otherwise all stakes will be refunded.

Will/Will not score most points in game:

If the player in question scores the most points in the game, but another player scores the exact same amount of points, all bets will be void.

4.5 Biathlon

H2H Shooting
Predict which competitor has the fewest amount of shooting errors. If both athletes have the same amount of hits/misses, the bets will be refunded. Both athletes will have to finish the race for bets to stand.

Fastest Shooting Time
Both athletes will have to finish the race for bets to stand.

Number of hits - 1st Shooting
The athlete will have to finish the race for bets to stand.

Total Number of hits
The athlete will have to finish the race for bets to stand.

4.6 Golf

If the tournament is shortened due to bad weather etc., winnings will be paid out if the results are confirmed by the official organizer.

H2H and H3H (triplehead)
If a competitor does not come to start or withdraws during the tournament, all bets on the duel will be cancelled.

If a H2H duel finishes with a draw, and there is no draw option, the bets will be refunded (a so called "push").

If two or all three competitors in a H3H duel finish with the same result, all bets will be refunded.

Playoff (holes) does not count in H2H and H3H.

Outright/Winner
Playoff (holes) count in this bet.

Top 3/10 etc.
We pay out 100 % winnings even if there are more than three or ten competitors in the "Top 3" or "Top 10".


4.7 Ice Hockey

If nothing else is mentioned, it is the result after three period that counts. Please observe the Rules for sidebets (chapter 4.1), as for instance Total Goals (under/over) and Moneyline, where other rules may be valid.

H2H Best Point Scorer
Predict which players produces most points (goals + assists). If there is no alternative for X, the bets will be refunded if the duel ends with a draw. If at least one of the players does not play in the match, the bets will be refunded. Overtime counts. Penalty shots after overtime does not count.

4.7.2 H2H - Most points during PlayOff
Bet on which player which gets the most points during the playoffs (points + assists). Both players will have to feature in the playoffs first match for bets to stand. If not, all bets are refunded.

4.8 Motor sport

Formula 1

H2H and H3H - race
Both/all drivers must start the race for bets to stand. The driver with the best final position wins. If none of the drivers complete the race, the driver who has completed the most laps wins. If both/all drivers resign from the race on the same lap, the bets will be refunded.

H2H and H3H - qualification
Both/all drivers must start the qualification warm up lap for bets to stand. At least one driver in the H2H or H3H must complete the qualification lap for bets to stand.
H2H
If drivers in same H2H are  eliminated in the same qualifying segment the driver with best time will be declared winner.
Results will be registered after qualifying based on final Grid Position - official FIA results.
Post qualifying penalties /changes will not affect results.

Drivers must start the first phase of qualifying for H2H bets to stand.
Outright/Winner
The bets will be refunded if the driver withdraws before the official training starts. The bet will stand if the driver participates in the official training or in the qualification for the race, even if he does not start the main race. Non-listed drivers on request.
Qualifying
Qualifying winner will be the driver who sets fastest time in the 3rd qualifying phase.

Rally

H2H and H3H
Both/all drivers must start the race for bets to stand. The driver with the best final position wins. If none of the drivers complete the race, the driver who has completed the most stages wins. When a driver resigns from a leg and continues the rally in the next leg, we count it as a resigned driver. If both drivers resign from the race on the same stage, the bets will be refunded.

Speedway

In Swedish Elitserien, Polish Ekstraliga and Danish Speedway League the result will count if at least nine heats have been driven/raced/finished and the match later is interrupted and if it can not be completed.

For individual heat winners, where the riders are quoted, the named riders must all participate otherwise bets will be void.

In the British Elite League all bets will be valid if there is an official result from the match.
 
Riders H2H
The rider who gets the most points will win the H2H. Bonus and joker points do not count. This rule is only valid for league matches.
 
A rider must start a minimum 3 rides for bets to stand.  

Riders H2H Couple
Riders are combined two and two to form teams. The team who gets the most points will win the H2H. Bonus points do not count.

4.9 Soccer
First team to get a player booked or sent off
Predict which team will be the first to get a yellow or red card. If players from both teams get a card in the same sequence all stakes will be refunded.
Player Booking Special
Predict if a player will be booked or not in a certain match.
The player will have to start the match for the bet to count.
Premier League Ball Possession H2H
Bet on which team to have most ball possession during a match (Bets offered may be with or without handicap). Our source for results is www.skysports.com. If an official result is not found within 36 hours after the start of the match, all bets will be cancelled.

Topscorer H2H (Match)
Predict which player scores most goals. They players have to start the match for the bets to count.
Total Cards
Predict the number of cards (yellow and red) in the actual match. A red card counts as two yellow. The maximum number of yellow cards that a player can get is three. Two yellow cards that lead to a red count as one yellow and one red card. Only players on the field count. This wager only counts for regular time (extra time, penalties etc. does not count).

Team with most cards
Predict which team will get most cards. Cards count according to the Total Cards rule.

Will/Will not score
Predict if a player will score or not in a certain match.

The player will have to start the match for the bet to count.

Will/Will not score in both halves
Predict if the selected team will make a goal in both halves or not

Total Booking Points
Predict the number of booking points in the actual match. A yellow card counts as 10 points and a red card counts as 25 points. The maximum number of points a player can get is 35 - that happens if a player is sent off for two bookable offences or is shown a yellow card and then later a straight red card. Only players on the field count. This wager is for regular time only (extra time, penalties, etc does not count).

Team with most booking points
Predict which team will get most booking points. Booking points count according to the Total Booking Points rule.


4.10 Tennis and Table Tennis

If a player withdraws from the match before it is finished, the bets will be refunded, regardless of when in the match the players resigns.

If a player is changed in a doubles match in Davis Cup or Federation Cup, the bets will be refunded.

Most Aces
Predict which player hits most aces including the handicap. If one of the players withdraws from the match, all bets will be refunded, regardless of when in the match the players resign.

Most Double Faults
Predict which player hits most double faults including the handicap. If one of the players withdraws from the match, all bets will be refunded, regardless of when in the match the players resign.

Most Games Won
Predict which of the player wins most games including the handicap. If one of the players withdraws from the match, all bets will be refunded, regardless of when in the match the players resign.

To Win First Set
Predict which player wins the first set. The bets stand even if one player resigns after the first set has been completed. If the first set is not completed, the bets will be refunded.

Total Games in Match
Predict if the match will end over or under a projected total games for the match. If one of the players withdraw before this total is reached, the bets will be refunded.

Table Tennis
In the event of a match being played twice in the same team event, the first result counts.

4.11 Trotting

In trotting races will either two or three horses be matched against each other. The horse with the highest final position in the official result list wins the duel.

Bets will be refunded when:

- When there is a dead heat, that is when both/all horses share the same final position in the official result list and price money.

- When both/all horses in the duel are disqualified, retire during the race or are distanced.
- When both/all horses are unplaced with identical total times (Norway only).

Best Result
In this bet we are making a H2H duel consisting of two horses from two different races. The horse with the best final position wins the duel.

The bets are refunded according to below:
- If at least one of the horses withdraws before the race.
- "Draw" if both horses reach the same place or both get unplaced.
- If there are withdrawals in one or both races according to below:
1. When at least two horses withdraw in a race with 8-10 starting horses.
2. When at least three horses withdraw in a race with 11-13 starting horses.
3. When at least four horses withdraw in a race with 14-15 starting horses.

H2H Couple
Two participants are combined to form a "team". The "team" with the best (individual) final result (of an individual participant) wins the duel. If one or more participants do not start the stakes will be refunded.

H2H Time handicap
The horse that finishes with the best kilometre time including the time handicap, wins the duel.

Example: If horse A gets 15,0 in kilometre time and is handicapped with 0,2 seconds, it´s total kilometre time will then be 15,2 seconds. If horse B, who is not handicapped, gets 15,1 in kilometre time, the H2H is won by horse B. Should the horses end up with the same kilometre time the draw alternative will be the correct one.

If, by any reason, there are no official times for the horses, the following rules stand for Time Handicap:

- Bets will be cancelled if the handicapped horse is ahead of his opponent in the result list, and they both finish the race.

- If the handicapped horse (by 0.1 sec or more) is after the opponent in the result list, the opponent is the winner of the duel. The opponent must also finish the race.

- If one of the horses fails to finish the race, the other one wins the duel.

- If none of the horses finishes the race, bets are cancelled.

Most winning driver
Predict which driver wins most (official) races during the year. If two drivers have the same amount of wins, second places count, and thereafter third places. Other drivers on request.

Most V75-wins (Sweden)
Predict which driver wins most V-75 races including other Rikstoto races during the year. If two drivers have the same amount of wins, second places count, and thereafter third places. Other drivers on request.

V75/V65/V5 - Odd or even Total
Will the sum of the added starting numbers of the V75-winners be odd or even.

V75/V65/V5 - Odd or even Most winners
Will there be most odd or even starting numbers among the V75-winners.

Win money or not
Predict whether the horse of your choice will be money placed and receive prize money, or not. The official result list from the race organizer counts.

Bets are refunded according to below:

If at least two horses have been withdrawn from a race with a starting field of 8-10 horses.

If at least three horses have been withdrawn from a race with a starting field of 11-13 horses.

If at least four horses have been withdrawn from a race with a starting field of 14-15 horses.

4.12 Athletics

In a H2H-event the following rule applies if nothing else is mentioned;

- The Participant/Team who has the best final position (or is knocked out after the opponent in the H2H) wins. If Participant/Team A is knocked out in the quarterfinals and Participant/Team B is knocked out in the Semi-finals, Participant/Team B wins the duel.

- If both Participants/Teams are knocked out in the same round (eg. in the semi-finals) the bet will be cancelled and odds will be set to 1.00 regardless of the registered time.

4.13 Bobsleigh

In Bobsleigh you are betting on the pilot (not the team). Bets are valid even if pilot change pushers (co-drivers). Starting group of the pilot is not a subject of bets being refunded.

4.14 Volleyball

Volleyball is offered either with or without handicap. Matches with handicap will be marked with an H, and the handicap will then be shown in the following parenthesis.

The handicap offered is always a so called split handicap (either 1.5 set or 2.5 sets). When betting on a split handicap there will be no draw-option, as You only have two possible outcomes.

In a match where the away-team has a 1.5 set handicap it will be shown like this; ”H (0-1.5)”. If the home-team wins the match 3-2 you have a winning bet if you bet on the away-team with the 1.5 set handicap, since the result including the handicap is 3-3.5


4.15 LiveBet

Bet on selected LiveBet markets during the course of an event. Odds will be updated continously throughout the event General betting rules apply.

The clock in the LiveBet client only indicates the approximate time of the event. NB
takes no responsibility for any wrongful information/misprints that may be displayed in the LiveBet client such as goals, time indicator, penalties, or other events during the course of the game.

Any bet placed after a result is known will be void. Due to a time buffer, it will take a preset period of a few seconds from the bets are placed until they are confirmed and approved.

Bets on a match that doesnt have any official result within 36 hours of the starting time will be void. Exception is when a particular bet is already decided, such as halftime result, should the game be interrupted in the 2nd half.

Handicap and line totals are for the entire game (Normal time), and are summed up at the end of the event.

Exception is NHL, where totals include Over Time.  If the game ends in Overtime tied and goes to a shootout the winner of the shootout will be credited with one extra goal.

In speedway, if tactial reserve is being used all bets on that heat will be cancelled.

4.16 Alpine Skiing

At least one of the participants must complete the entire event/all races for the bet to stand.

H2H, H3H and group bets
At least one of the participants must complete the entire event/all races for the bet to stand.

Only specific 1st run bets will stand if Slalom and Giant Slalom do not consist of two runs.

4.17 Ski Jumping

H2H
Both have to qualify and start in the competition for bets to stand. Official results will count regardless of number of jumps/rounds made.

Winner
Official results will count regardless of number of jumps/rounds made.

4.18 Cycling

The official result from the organizer counts.

Bets will stand, if the organizer changes the course, profile, or distance during the race.

Bets will stand, if the race/stage will be interrupted and getting a new start with a shorter distance in the planed course.

4.19 Badminton

If a player withdraws from either a singles, doubles or mixed doubles match before it is finished, the bets will be refunded, regardless of when in the match the players resigns.

If a player is changed in a singles or a doubles match the bets on this individual match will be refunded. All bets on the outcome of a team match will however not be affected by any player substitutions or changes in the team line ups.

All bets stand on the outcomes of a team match, even though one or more individual matches should be settled by walk over decisions due to player resignation.

4.20 Handball

Player Total Goals
Predict if the player will score over or under a certain amount of goals. The player must play in the match for the bets to stand.

Player topscorer H2H
Predict which player scores most goals in a match. Both players must play in the match for the bets to stand.

Number of 2-min suspensions,  team total number of 2-min suspensions, as well as half with most 2-min suspensions, doesnt include 2-min suspensions for the team given when a team member is red carded/disqualified.

4.21 Olympic Games

A bet for an event part of the Olympic Games is valid until the event is decided during the championship.

Last update 2010-02-24